The liquidation mechanism must be initiated by an individual user, who is rewarded 5% of the outstanding vault value. The outstanding vault value, equal to the collateral minus the debt, is $13,625 equivalent of SOL - $12,500 equivalent of USH = $1,125 or 8.26 SOL. 5% of this number is $56.25 or 0.41 SOL. In addition, there is a liquidation fee given to the Hedge protocol equal to 20% of the outstanding vault value, which is $225 or 1.65 SOL. The remaining 75% of the outstanding vault value is transferred to users in the stability pool, in proportion to how much USH they have deposited.