> For the complete documentation index, see [llms.txt](https://docs.hedge.so/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hedge.so/how-to-use-hedge/taking-out-a-loan.md). # Taking out a loan Now, you’re ready to take out a loan. Keep in mind that there is a minimum of 100 USH debt and a 0.5% fee is assessed when the loan is taken out. You can repay the loan at any time. Partial repayments are possible as long as your final loan balance is above 100 USH; otherwise, the full amount of the debt must be repaid. Inside the vault, you can deposit more SOL or withdraw it. You can only withdraw SOL as long as you maintain the minimum collateral to debt ratio for the vault. ![](/files/KFNFyfstdHjszWOKOf6o) --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.hedge.so/how-to-use-hedge/taking-out-a-loan.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.