# Taking out a loan

Now, you’re ready to take out a loan. Keep in mind that there is a minimum of 100 USH debt and a 0.5% fee is assessed when the loan is taken out. You can repay the loan at any time. Partial repayments are possible as long as your final loan balance is above 100 USH; otherwise, the full amount of the debt must be repaid.

Inside the vault, you can deposit more SOL or withdraw it. You can only withdraw SOL as long as you maintain the minimum collateral to debt ratio for the vault.

![](/files/KFNFyfstdHjszWOKOf6o)


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.hedge.so/how-to-use-hedge/taking-out-a-loan.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.